Baccarat is one of the most popular casino games, attracting players with its simple yet engaging rules. However, a common question from new players is: Why is a commission deducted when betting on the Banker and winning? Let’s explore this mechanism and other essential rules of Baccarat
Our company operates on a rebate-based revenue model, meaning all games apply a commission based on specific game mechanics and betting rules.
- The commission is not arbitrarily set by the casino; rather, it is an inherent part of Baccarat’s structure.
- The main reason is that the Banker (Banker) has a higher advantage than the Player (Player)due to special drawing rules favoring the Banker. To balance the odds, the system deducts a 5% commission from winnings when you bet on the Banker.
Example:
- You bet $100 on Bankerand win.
- Instead of receiving $200 (including your original bet), you receive $195(after deducting 5% commission).
💡 Note: If you bet on Player, you are not charged a commission and will receive your full winnings based on the odds.
2. How Are Wins and Losses Determined in Baccarat?
Point Comparison Rules
- In the card reveal phase, both Banker and Player receive two cards each.
- The decision to draw a third card depends on predefined drawing rules.
- After drawing, the side with the higher final points wins.
- If both sides have the same final points, the round is a Tie.
💡 Important Notes:
- In the case of a Tie, all bets placed on Banker or Player are refunded.
- If you bet on Tie and win, you receive a 1:8 payout ratio.
3. How Are Points Calculated in Baccarat?
The Baccarat point system is straightforward:
- A = 1 point
- 2 ~ 9 = Face value
- 10, J, Q, K = 0 points
👉 The final point is determined by the unit digit of the total points from two or three cards.
Example:
- 8 + 7 = 15, so the actual points = 5.
- K + 5 = 5, so the actual points = 5.
💡 Natural Win:
If a side gets 8 or 9 points from the first two cards, it is called a “Natural”, and no additional cards will be drawn.
4. Baccarat Drawing Rules
When Does a Card Need to Be Drawn?
- If either the Banker or Player has 8 or 9 points from the first two cards, the round ends immediately with no further draws.
- If no Natural occurs, the system automatically follows the drawing rules to decide whether a third card is needed.
💡 Key Rules:
- The first card is always dealt to the Player first.
- If a third card is required, Player draws first, followed by Banker.
- Each side can only draw a maximum of one additional card.
5. Baccarat Betting Odds Table
Result | Payout Ratio |
Player Win | 1:1 (No commission) |
Banker Win | 1:0.95 (5% commission) |
Tie (Draw) | 1:8 |
Player Pair | 1:11 |
Banker Pair | 1:11 |
Example Bets:
- You bet $100 on Playerand win, you receive $200 (including your bet).
- You bet $100 on Tie, and the result is a Tie, you receive $1,000 (including your bet).
6. Special Feature: Lightning Bet
One of the most exciting features in Baccarat is Lightning Bet, which gives players a chance to multiply their winnings with random multipliers.
How Lightning Bet Works:
- Players can activate Lightning Betby pressing the “EX” button.
- Lightning Bet requires an additional 50% of the total bet.
- When Lightning Bet is activated, the system will draw 1 ~ 5 extra cards before each round.
- Each Lightning Bet card comes with a random multiplier.
- If a Lightning Bet card appears in the same betting area as the dealt cards, that area will receive an extra multiplier.
- If multiple multipliers are triggeredin the same betting area, all multipliers will be added together to enhance winnings.
Example of Lightning Bet:
- You bet $100 on Playerand activate Lightning Bet.
- If one of the drawn Lightning Bet cards has a x5 multiplier, you will receive $100 x 2 x 5 = $1,000!
Conclusion
Baccarat is not just a game of luck—it follows clear rules to ensure fairness between the Banker and the Player. The commission on Banker bets is a built-in balancing mechanism to compensate for the Banker’s advantage. Additionally, features like Lightning Bet create exciting opportunities for players to maximize their winnings.
If you’re looking for a game that is both simple and offers strategic betting options, Baccarat is the perfect choice for you! 🚀
I am Gwen Frey, a professional in the online gaming industry with over 10 years of experience. Throughout my journey, I have taken on various roles, from game product management and content development to supporting gaming communities.
I specialize in popular gaming categories such as slot games, live casino, poker, and sports betting, ensuring players enjoy high-quality and engaging entertainment experiences.
With a strong passion for this field, I am confident in sharing my expertise and supporting anyone interested in learning about or growing within the online gaming industry.
Let’s work together to create exciting experiences and achieve great success in the world of gaming!
